Rural Investment Credit (RIC) SA has adopted this Vision and Mission to become the financial pillar of economic empowerment of its clients, shareholders and others fostering sustainable rapid development and integration. It is firmly moving forward to effectively achieve these goals and objectives. As a national institution, it has been able to built-up an efficient organizational structure and sound internal regulatory framework to improve its development effectiveness, governance and management style. Protection of the Institution’s accountability and financial stability continues to be a central component of its corporate governance framework. In this respect, transparency and adherence to sound banking principles have always been placed at the core of its operations. The key policies, rules and regulations that have been adopted in this respect are all aligned with the best practices of other peer institutions. The Institution has a sound corporate governance structure managed through well-defined responsibilities apportioned to the Board of Directors and Management Committee. Moreover, the essential committees (e.g. Audit and Control (Compliance) Committee, Credit Committee, Administrative and Human Resource Committee, etc) are fully functional and dedicated to fulfilling respective responsibilities for sustainable development of the operations. Despite numerous challenges in the operating environment, within the past TWENTY years the Institution achieved considerable milestones. It has been pursuing an ambitious agenda but also realistic enough in order to be credible and effective. In line with strategic objectives set out in its establishment agreement, achievements continue to manifest itself in the growth and financial performance of the Institution. With its deep understanding of local needs, the Institution has the capacity to implement well-targeted, practical, substantive operations. It has been receiving overwhelming support from its shareholders and business partners. The Institution provides a range of medium-to-long term products and services to the public and private entities for enhancing trade, development of SMEs, meeting the financing and technical assistance needs of corporate Banking and projects in the branches. To this end, the Branch offices of the Institution are playing an effective role in identifying, coordinating and monitoring the operations. Through co-financing arrangements concluded with MINADER/WORLD Bank Projects (PADMIR, PEA-JEUNE, PMEAA, PRODEL, PIDMA) relevant Multilateral Development Projects (MDP) and bilateral financial institutions, the Institution will be able to mobilize additional resources to prospective projects in the Country. This will continue to be an area of emphasis for the Institution, as it seeks to broaden and institutionalize relationships with other partners. The Institution has the ability to add value and reduce risk in regard to investments designed to foster economic growth in the regions of Cameroon. On the other hand, through targeted credit lines extended to local private, public and Para-public companies, the Institution is providing support to the development of SMEs, micro-enterprises and trade finance operations in the Country. The main target of the operations has always been to support companies that are dynamic, expanding operations, transfer technology and know-how, generate high levels of value added and create employment.